Freelancer taxes 2026
Freelancer tax calculator Netherlands (2026)
Use this quick guide to estimate what part of your monthly revenue should be reserved for VAT, income tax, and the income-related Zvw contribution.
Quick summary
- Reserve all VAT you collect from clients.
- Reserve an additional percentage for income tax + Zvw.
- Review your percentage every quarter as profit changes.
What to include in your reserve
VAT: typically collected on invoices and paid to the Dutch tax authority.
Income tax: calculated on profit (revenue minus costs), not on gross turnover.
Zvw contribution: extra percentage on top of income tax.
Calculate your reserve now
Enter your monthly revenue and costs to get an immediate estimate you can use for your planning.
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